Refinance, Consolidate Debt or Need a Private Mortgage?

Struggling to close? Need a 2nd mortgage, C lender, or want to consolidate debt? I work with 50+ lenders to find solutions when banks say no. Free consultation, no obligation.

FSRA Licensed

A, B & C Lenders

Bad Credit Welcome

Response Within 24 hrs

Start Your Free Consultation

Takes about 2 minutes — no credit check required at this stage

Step 1 of 3 — About You

First Name *

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Last Name *

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Email Address *

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Phone Number *

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Step 2 of 3 — Your Mortgage Need

What are you looking for? *

🏡 First-Time Buyer 💰 Refinance My Home 🔄 Debt Consolidation 🏠 2nd Mortgage ⚠️ Unable to Close 🏦 C Lending / Private Mortgage 🔄 Renewal 📈 Investment Property ✅ Pre-Approval Only

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Purchase Price / Current Value

Down Payment / Equity

City / Area *

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Step 3 of 3 — A Little More Detail

Employment Status

When are you looking to proceed?

Anything else you'd like me to know? (optional)

How did you hear about me?

I agree to be contacted by this mortgage agent regarding my inquiry. My information will not be shared with third parties. I can withdraw consent at any time. By submitting, I confirm I am 18+ and a Canadian resident.

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Request Received!

Thank you — I'll review your details and be in touch within 24 hours. Check your inbox (and spam folder) for a confirmation.

Why work with a Mortgage Agent?

Access to 50+ lenders
Better rates than your bank
No fees to you — I'm lender-paid
Expert guidance throughout

What to expect

After you submit, I'll review your info and reach out within 24 hours to discuss your best options — no commitment required at this stage.

Documents you may need

Government-issued ID
Last 2 years T4 / NOA
Recent pay stubs
Bank statements (90 days)

Sam Kumar — Licensed Mortgage Agent
FSRA Licensed · Mortgage Intelligence · Serving Brampton, Mississauga, Toronto & the GTA
This is not a commitment to lend. All mortgage approvals are subject to lender qualification.